The Central Bank of the UAE (CBUAE) has recorded a remarkable increase in its gold reserve. However, it has marked one of the strongest performances in the most recent year. According to the latest Emirates News Agency (WAM) report, the UAE Central Bank Gold Reserves have surged by around 32 percent in the first eight months of 2025. Moreover, it has surpassed the Dh30 million milestone for the first time in history.
By the end of August 2025, the total value of the gold reserve stood at Dh30,329 billion, compared to Dh22.981 billion at the end of December 2024. However, this upward trend highlights the strategic approach of the UAE towards strengthening its financial resilience amid the global market volatility.
Monthly Growth Reflects Strong Reserve Strategy
The UAE Central Bank Gold Reserves climbed by more than 4.5 percent in August, which rose from Dh28,997 billion in July. Moreover, this consistent growth shows the dedication of the CBUAE to maintaining a balanced and diversified reserve portfolio, especially as gold continues to serve as a reliable hedge against inflation and currency fluctuations.
Experts note that this surge shows the proactive monetary policy and strong macroeconomic fundamentals of the UAE. Hence, it positions the country as a stable player in the global financial landscape.
Deposits See Parallel Growth Across Categories
Besides the gold surge, the latest statistical bulletin of the UAE Central Bank revealed notable growth in many categories. However, this growth signals the strong banking sector performance and rising investor confidence. Below is the list of those sectors:
- Demand deposits rose to Dh1.188 trillion by the end of August, up from Dh1.109 trillion at the end of 2024. Dh892.273 billion was held in local currency. However, Dh296.137 billion was in foreign currencies.
- Savings deposits also saw a substantial rise, as it reached Dh376.479 billion. However, it is a sharp increase from Dh317.48 billion in December 2024. Of this, Dh321.761 billion were in local currency, and Dh54.718 billion in foreign currencies.
- Time deposits exceeded Dh1.05 trillion, including Dh664.669 billion in local currency and Dh386.19 billion in foreign currencies.
This widespread deposit growth highlights a healthy liquidity environment and the growing confidence of people and cooperation in the financial ecosystem of the UAE.
Economic Confidence and Diversification Efforts
The steady rise in gold and deposit holdings shows the ongoing economic diversification and economic stability efforts of the UAE under the guidance of the CBUAE. In addition, the step aligns with the long-term strategy of the nation to maintain strong reserve assets and ensure monetary resilience amid evolving global economic conditions.
Moreover, financial analysts suggest that the increase in gold reserves also mirrors the global trend among central banks looking to expand their gold portfolios as part of their risk management strategies amid shifting currency dynamics.
What UAE Central Bank Gold Reserves Surge Mean for the UAE Economy?
The record-breaking gold reserve of the CBUAE highlights a period of economic confidence and strategic foresight. Moreover, this growth supports the broader goal of the UAE of sustaining economic stability while boosting its role as a regional financial hub as a regional hub. Hence, the country continues to strengthen its financial foundation with such initiatives.
As of now, gold is maintaining its position as a safe haven asset and deposits showing strong expansion. Moreover, the banking system of the UAE appear well-positioned for the continued growth throughout the year and the upcoming years.
Read more:
Ras Al Khaimah Food Sector Booms as Cloud Kitchens and Restaurant Partnerships Surge by 150%
[…] UAE Central Bank Gold Reserves Surge 32% in 2025, Crossing Dh30 Billion for the First Time […]
[…] UAE Central Bank Gold Reserves Surge 32% in 2025, Crossing Dh30 Billion for the First Time […]